Interviews

Interviews are available most Wednesdays free of charge to discuss
payment options in detail, as well as other questions about services
through Open Arms Midwifery, LLC.


General Description of Fees



Open Arms Midwifery, LLC accepts insurance, including Medicaid. If your insurance will not cover homebirth or midwifery services and you are able to pay the fee prior to birth, Open Arms Midwifery, LLC offers a cash discount (see below) and payment plans.   

In the event of transfer out of care for medical necessity during pregnancy, doula services will be offered and your fees are prorated. You are responsible for all hospital and physician fees.

The global fee for services offered by Open Arms Midwifery, LLC is $3500.  This fee includes 24-hour on-call access, all prenatal and postpartum home and office visits, routine prenatal lab tests, continuous care during labor and birth, assistant fees, use of a professional birth pool, and prenatal group meetings. The fee also includes in-home newborn metabolic screen so that you avoid the hospital setting for this procedure.


Insurance



The global fee of $3500 will be billed to your insurance. You will be billed for any deductibles or co-pays not paid by your insurance, as well as for any discrepancies between billed and "allowable" amounts.

Most non-HMO plans reimburse for homebirth services. To determine your eligibility for midwife and homebirth reimbursement, contact your insurance representative. If you wish, Larsen Billing Services, can contact your insurance company and verify coverage for you.  Click here for Larsen Billing Service insurance form.
Madison-area HMOs (Dean, Group Health Cooperative, UW Health, and Physicians Plus) do not offer coverage for out-of-hospital midwives or homebirth.

If you object to your insurance policies, please write a letter of complaint to your company, as well as to the State Insurance Commissioner! Click here to access the complaint form.


Medicaid

Open Arms Midwifery, LLC accepts Medical Assistance ("Medicaid", "BadgerCare", “BadgerCare Plus” "Healthy Start"). Medical Assistance reimburses for a portion of the global fee and all recommended lab tests. An out-of-pocket fee of $800 (effective for due dates after March 1, 2011) for non-billable fees is payable at or before 36 weeks gestation.


Cash Discount

Open Arms Midwifery, LLC offers a 25% discounted global fee of $2700 (effective for due dates after March 1, 2011) for out-of-pocket pre-payment. This fee includes the same 24-hour on-call access to care mentioned above.  The cash discount is payable at or before 36 weeks gestation.

Clients have successfully accessed Medical, Health Savings Accounts, and Flex plans to pay for midwifery and homebirth services.  An invoice will be generated at your request.